I agree to engage Arctic Rich Inc., 36 King Street East, Suite 400, Toronto, Ontario, M5B 3C2 (Arctic Rich) to provide me Service under following terms and conditions.

 

1. Term of Contract: I will avail the Arctic Rich Service on a month-to-month basis with no long-term contract.

 

2. Service Cancellation: I can cancel the Arctic Rich Service any time without prior notice and with immediate effect.

 

3. Money Back Guarantee: I understand that I can get my service charges paid to Arctic Rich back, if my savings does not exceed the service charges paid - despite my using the Arctic Rich information, know-how, analytics and tracking mechanism.

 

I affirm that my right to claim my service charges back is unconditional and Arctic Rich is obligated pay my service charges back at my demand with “No Question Asked”. 

I agree that the total amount under Money Back Guarantee will be greater of (1) the total of the Fees I have paid in the six months prior to the date of the initial claim made against Arctic Rich, or (2) C$90.00.

4. Financings and Fees: I understand that Arctic Rich does not receive or solicit any compensation from any entity for recommending a company or service for Arctic Rich clients. Arctic Rich does not receive any broker fees, finder’s fees or warrants as part of any private placements recommended for Arctic Rich clients.

 

I understand that the sole source of revenue of Arctic Rich is their clients like me. Therefore, scrutiny, preparation, dissemination, organization, filtration, prioritization, authentication and design of presentation of the information and analytics are strictly for my best interest. I agree to pay C$10.00 on monthly basis as service charge to Arctic Rich payable on every 30th of each month, which can be changed at any time at the sole discretion Arctic Rich.

 

5. Account Modus Operandi: I agree that my monthly contribution towards my savings to be automatically transferred from my account on every 15th and 30th of each month to the account(s) of my choosing. I will pay all applicable fees payable to Arctic Rich on 30th of each month.  

 

6. Confidentiality of Content and Intellectual Property: All text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork and computer code (collectively, "Content"), including but not limited to the design, structure, selection, coordination, expression, "look and feel" and arrangement of such Content, contained on the Website is owned, controlled or licensed by or to Arctic Rich, and is protected by trade dress, copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws.

Except as expressly provided in these Terms of Use, no part of the Website and no Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted or distributed in any way (including "mirroring") to any other computer, server, Website or other medium for publication or distribution or for any commercial enterprise, without express prior written consent of Arctic Rich.

 

7. Personal Information: It is my responsibility to keep my profile, context and personal preferences up-to-date to enable Arctic Rich facilitate in my making informed choices in areas of my importance, focus and priority.    

 

8. Security and Password: It is my responsibility to set up a secure password. I agree to safe keep my password and change on a regular basis. I am also responsible for signing in from a secure terminal and location.      

 

9. Ownership of Website; Agreement to Terms of Use: These Terms and Conditions of Use (the "Terms of Use") apply to the Arctic Rich website located at www.arcticrich.com, and all associated Websites linked to www.arcticrich.com by Arctic Rich, its subsidiaries and affiliates. The Website is the property of Arctic Rich Inc. ("Arctic Rich").

BY USING THE SERVICE, I AGREE TO THESE TERMS OF USE; IF I DO NOT AGREE, I DO NOT USE THE SERVICE.

I acknowledge that Arctic Rich reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. It is my responsibility to check these Terms of Use periodically for changes. My continued use of the Website following the posting of changes will mean that I accept and agree to the changes.

I agree that Arctic Rich, at their sole discretion, grants me a personal, non-exclusive, non-transferable, limited privilege to enter and use their Website and Service.

 

10. Right to Refuse Service: I agree that Arctic Rich reserves the right to refuse Service to anyone at any time in their sole discretion.

 

11. Privacy: Privacy Policy of Arctic Rich applies to use of this Service, and its terms are made a part of these Terms of Use by this reference. By using the Website, I acknowledge and agree that Internet transmissions are never completely private or secure. I also understand that any message or information I send to the Website may be read or intercepted by others, even if there is a special notice that a particular transmission is encrypted.

 

12. Indemnity: I agree to indemnify and hold Arctic Rich, its officers, directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries and affiliates, harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against Arctic Rich by any third party due to or arising out of or in connection with my use of the information, analytics, know-how, market intelligence and service provided Arctic Rich.

 

13. Limitation of Liability: In no event will Arctic Rich be liable to me for any indirect, consequential, exemplary, incidental or punitive damages, including lost profits, even if Arctic Rich has been advised of the possibility of such damages.

If, notwithstanding the other provisions of these Terms of Use, Arctic Rich is found to be liable to me for any damage or loss which arises out of or is in any way connected with my use of the website or any Content, liability of Arctic Rich shall in no event exceed the greater of (1) the total of the service Fees paid in the six months prior to the date of the initial claim made against Arctic Rich, or (2) C$90.00.

 

14. Information and Analytics: I understand that the workings or calculations presented in the Information and Analysis section are prepared on a best effort basis with the available information to Arctic Rich at the time of preparation of the respective reports. I acknowledge that these are not meant to be my sole source of decision making process and for my reference purposes only to enrich my search effort and facilitate my decision making process, which may not be updated in real time. Hence, I am personally responsible to double check the availability, accuracy and timeliness of the information before acting. Arctic Rich is not responsible in any way for any loss of profit or damages occurred due to my acting solely on their published Market Intelligence, Know-how and Analytics.     

 

15. Information and Analytics are not Financial Advice: I understand that Arctic Rich cannot and do not provide investment advice tailored to my personal situation. Arctic Rich makes recommendations, but those should not be construed as personal investment advice. Because recommendation of Arctic Rich is general, some of the particular strategies or recommendations may not be appropriate for any particular individual such as me. I agree that even when Arctic Rich answers questions from clients, their advice is meant to be of general purposes only and not specific for any particular individual.

 

16. Content Not to be Construed as Personal Investment Advice: I understand that the information and analytics content published as part of the Service has been prepared for informational purposes only without regard to your individual investment objectives, financial situation or means. I agree that the information published as part of the Service is not intended to constitute individual investment advice and is not designed to meet my personal financial situation. I agree that the content is not to be construed as an offer to buy or sell, or the solicitation of an offer to buy or sell, any security, financial product or instrument; or to participate in any particular trading strategy in any jurisdiction in which such offer, solicitation or trading strategy would be illegal.

 

17. No Determination of Suitability Made; Not All Risks Disclosed; Private Advisors Recommended: I understand that the fact that Arctic Rich have made information available to me through their Service is neither a recommendation that I enter into a particular transaction nor a representation that any investment described in the Services is suitable or appropriate for me. Many of the investments described by Arctic Rich Service involve significant risks, and I should not enter into any transactions unless I fully understand all such risks and have independently determined that such transactions are appropriate for me. I am aware that any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned.

 

I understand that the role of Arctic Rich is that of a publisher and their role is to provide me with financial information that I can use to make my own investing decisions.

 

I agree not to view any the content offered by Arctic Rich as personalized legal or investment counseling service. Investments recommended in any publication should be made only after consulting with my personal investment advisor.

 

18. Access to the Websites is not Guaranteed: I agree that Arctic Rich will not be liable, if for any reason all or any part of any Website is unavailable at any time or for any period or for any loss of data or transactions caused by planned or unplanned system outages or the resultant delay, mis-delivery, or non-delivery of information caused by such outage.

 

19. Linked Websites: I understand that Arctic Rich website incorporates links to other independent third-party websites, which are solely for my convenience. I understand that these linked websites are not controlled by Arctic Rich and Arctic Rich is not responsible for the content of these linked websites, including any information or materials contained on these linked websites. I am personally responsible to exercise my own independent judgment for using these linked websites.     

 

20. Violation of These Terms of Use: I agree that Arctic Rich may disclose any information they have about me (including my identity), if they determine that such disclosure is necessary in connection with any investigation or complaint regarding my use of the Website, or to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) Arctic Rich’s rights or property, or the rights or property of visitors to or users of the Website, including Arctic Rich’s customers.

I agree Arctic Rich reserves the right at all times to disclose any information that Arctic Rich deems necessary to comply with any applicable law, regulation, legal process or governmental request. Arctic Rich also may disclose my information when Arctic Rich determines that my authorization or applicable law requires or permits such disclosure, including exchanging information with other companies and organizations for fraud protection purposes.

 

I acknowledge and agree that Arctic Rich may preserve any transmittal or communication by me with Arctic Rich through the Website or any service offered on or through the Website, and may also disclose such data, if required to do so by law or Arctic Rich determines that such preservation or disclosure is reasonably necessary to (1) comply with legal process, (2) enforce these Terms of Use, (3) respond to claims that any such data violates the rights of others, or (4) protect the rights, property or personal safety of Arctic Rich, its employees, users of or visitors to the Website, and the public.

 

I agree that Arctic Rich may, in its sole discretion and without prior notice, terminate my access to the Website and/or block my future access to the Website, if Arctic Rich determines that I have violated these Terms of Use or other agreements or guidelines which may be associated with my use of the Website and Service.

 

I also agree that any violation by me of these Terms of Use will constitute an unlawful and unfair business practice, and will cause irreparable harm to Arctic Rich, for which monetary damages would be inadequate, and I consent to Arctic Rich obtaining any injunctive or equitable relief that Arctic Rich deems necessary or appropriate in such circumstances. These remedies are in addition to any other remedies Arctic Rich may have at law or in equity.

 

I agree that Arctic Rich may, in its sole discretion and without prior notice, terminate my access to the Website, for cause, which includes (but is not limited to) (1) requests by law enforcement or other government agencies, (2) at my request (self-initiated account deletions), (3) discontinuance or material modification of the Website or any Service offered on or through the Website, or (4) unexpected technical issues or problems.

 

I acknowledge that if Arctic Rich takes any legal action against me as a result of my violation of these Terms of Use, Arctic Rich will be entitled to recover from me, and I agree to pay, all reasonable attorneys’ fees and costs of such action, in addition to any other relief granted to Arctic Rich. I agree that Arctic Rich will not be liable to me or to any third party for termination of my access to the Website as a result of any violation of these Terms of Use.

 

21. Governing Law: This agreement will be governed by and construed with the laws of the Province of Ontario.       

 

22. Miscellaneous: I may not use or export or re-export any Content or any copy or adaptation of such Content, or any product or service offered on the Website, in violation of any applicable laws or regulations, including without limitation Canadian laws and regulations.

If any of the provisions of these Terms of Use are held by a court or other tribunal of competent jurisdiction to be void or unenforceable, such provisions shall be limited or eliminated to the minimum extent necessary and replaced with a valid provision that best embodies the intent of these Terms of Use, so that these Terms of Use shall remain in full force and effect.

These Terms of Use constitute the entire agreement between me and Arctic Rich with regard to my use of the Service, and any other written or oral agreements or understandings previously existing between me and Arctic Rich with respect to such use are hereby superseded and cancelled.

 

23. Disclaimers:

 

I AGREE ARICTIC RICH DOES NOT PROMISE THAT THE WEBSITE OR ANY CONTENT, SERVICE OR FEATURE OF THE OFFER WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT MY USE OF THE WEBSITE WILL PROVIDE SPECIFIC RESULTS.

 

I ACKNOWLEDGE THAT ARTIC RICH ENDEVOURS TO BRING ALL THE AVAILABLE INFORMATION, KNOWLEDGE, TECHNOLOGY, ANALYTICS AND SUPPORT SERVICES AT MY DISPOSAL IN ORDER TO FACILITATE MY INFORMED CHOICES WHICH SIGNIFICANLTY IMPROVES THE PROBABLITY OF MY SUCCESS TO BUILD MY WEALTH. HOWEVER, I AGREE THAT THESE ARE ONLY TOOLS AND CONGENIAL ENVIRONMENT TO SUCCEED BUT DOES NOT BY ITSELF GUARANTEE ANY SPECIFIC RESULTS UNLESS I MAKE SINCERE EFFORT TO ADOPT THESE PRINCPLES, USE THE TECHNOLOGY AND ACT ON THESE INFORMATION AND GUIDELINES.

THE WEBSITE AND ITS CONTENT ARE DELIVERED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. ALL INFORMATION PROVIDED ON THE WEBSITE IS SUBJECT TO CHANGE WITHOUT NOTICE. ARICTIC RICH CANNOT ENSURE THAT ANY FILES OR OTHER DATA I DOWNLOAD FROM THE WEBSITE WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES.

ARICTIC RICH DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. ARCTIC RICH DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO MY USE OF THE WEBSITE AND/OR ANY ARCTIC RICH SERVICES.

 

I ASSUME TOTAL RESPONSIBILITY FOR MY USE OF THE SERVICE, WEBSITE AND ANY LINKED WEBSITES.

MY SOLE REMEDY AGAINST ARCTIC RICH FOR DISSATISFACTION WITH THE SERVICE OR ANY CONTENT IS TO STOP USING THE SERVICE OR ANY SUCH CONTENT.

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